Privacy Policy

Garo Lead (“Company,” “we,” or “us”) is a B2B lead generation and traffic-partner network for financial services. This policy describes information collected through our marketing website and related electronic communications, including partnership forms on the Contact page.

This website is intended for use by people located in the United States. We do not represent that the site, or this policy, is appropriate or lawful in every other country. If you access the site from outside the United States, you are responsible for confirming that doing so complies with the rules that apply to you. If it does not, please leave the site.

This notice covers information we collect on this website; in email and other electronic messages you send to us; and when you interact with our advertising or applications on third-party sites, if those placements link to this policy. It does not cover information we collect offline, on other websites we or our affiliates may operate, or information collected by third parties (including advertisers or partners) through content that merely links to or appears on this site.

Please read this policy before using the site. If you do not agree with it, do not use the website. By accessing or using the site, you accept this policy. We may update it from time to time by posting a revised version here. Continued use after a change is posted means you accept the updated terms, so check this page periodically.

Information we collect and how we obtain it

We may collect several kinds of information from visitors, including:

• Details that can identify you, such as your name, work email, company name, phone or messaging handle, and other business contact data (“personal information”).
• Information that relates to you but does not, on its own, identify you, such as IP address, browser type, visit times, and the site that referred you here.

We collect this information:

• Directly from you when you choose to provide it.
• Automatically as you move through the site, including usage logs, IP addresses, and data gathered through cookies, pixels, and similar tools.
• From third parties, such as business partners or service providers.

Information you give us

Information gathered on or through the website may include:

• Details you enter in partnership or contact forms, including buyer and seller inquiries (name, company, work email, verticals, volume, geography, commercial model, and preferred contact methods).
• Records of correspondence, including email addresses, if you write to us.
• Responses to optional surveys we may send for research or service improvement.

Information collected automatically

While you browse, we may use automated tools to record information about your device, browsing patterns, and how you use the site, including:

• Visit details such as traffic data, approximate location, logs, communication data, and the pages or resources you open.
• Device and connection data, including IP address, operating system, and browser.

Automatically collected data may include personal information, and we may combine it with information you provide or that we receive from others. We use it to operate and improve the site and to make visits more relevant, including to estimate audience size, remember preferences, speed up common tasks, and recognize returning visitors.

Cookies are small files stored on your device. You can refuse cookies in your browser settings. If you do, some parts of the website may not work as expected.

Analytics

Visitors use many devices and operating systems. To keep the site usable across those environments, we may use analytics tools (for example, Google Analytics) that record items such as operating system, IP address, internet provider domain, sites visited before or after ours, pages viewed, on-site activity, and ads seen or clicked. We also review aggregate visitor counts so we can maintain and improve the site.

To learn how Google uses data when you use sites or apps of its partners, see How Google uses information from sites or apps that use our services.

How we use information

We use information we collect or that you provide, including personal information, to:

• Operate the website and present its content.
• Respond to partnership inquiries and contact you by email, phone, or other methods you list, unless you ask us to stop a particular channel.
• Complete the purpose for which you submitted the information.
• Support interactive features on the site, if we offer them.
• Any other purpose we describe when you provide the data.
• Any other purpose with your consent.

We may also use collected information to help show advertisements to audiences our partners want to reach. We do not sell your personal information for those displays without your consent. If you click or otherwise engage with an ad, the advertiser may infer that you match its targeting.

When we share information

As a rule, Garo Lead does not sell, rent, or share your personal information for unrelated marketing. We may share aggregated or de-identified information without restriction.

We may disclose personal information as described in this policy:

• To a buyer or successor if we merge, reorganize, sell assets, or go through a similar transaction, and website user data is part of what transfers.
• To carry out the reason you provided it (for example, a partnership follow-up).
• For any other purpose we disclose at the time you submit it.
• With your consent.

We may also disclose personal information:

• To meet a court order, law, or legal process, including a government or regulator request.
• If we believe disclosure is needed to protect the rights, property, or safety of Garo Lead, our partners, or others, including sharing with other companies for fraud prevention or credit-risk reduction.

Your choices

You can control some of the personal information you give us. Browser help pages usually explain how to block new cookies, get notified when a cookie is set, or turn cookies off. If you disable cookies, parts of this site may be unavailable or may not function correctly.

Children under 18

This website is for business users. It is not directed to anyone under 18, and no one under 18 may submit information here. We do not knowingly collect personal information from children under 18. If you are under 18, do not use the site or send us information. If we learn we received personal information from a child under 18 without verified parental consent, we will delete it. If you believe we have such information, contact us at partnership@garolead.com.

Do-Not-Call and messaging

When you submit business contact details through this website, you agree that we may reach you about a potential partnership by email, telephone, mail, or message, using the methods you provide, subject to applicable law. You may ask us to stop a particular channel at any time by emailing partnership@garolead.com.

California privacy rights

California Civil Code Section 1798.83 allows California residents to request certain information about our disclosure of personal information to third parties for their direct marketing. To make that request, email partnership@garolead.com. This does not limit disclosures made for non-marketing purposes.

California law also lets residents request, once per year and free of charge, a list of third parties (if any) to whom we disclosed personal information for those parties’ direct marketing in the prior calendar year, and the types of information disclosed. Email partnership@garolead.com with the subject and body “Your California Privacy Rights,” plus your name and either an email address (for an email reply) or a postal address (for a mail reply). We do not accept these requests by phone or fax. Please allow up to 30 days for a response.

Data security

We use reasonable measures intended to protect personal information from unauthorized access, use, alteration, or disclosure. Transmission over the internet is never completely secure. We work to protect information you send us, but we cannot guarantee the security of data in transit. You send personal information at your own risk. We are not responsible if someone bypasses privacy settings or security features on the site.

Links to other sites

The website may link to third-party destinations, including social networks such as LinkedIn, which have their own privacy practices. We do not control or endorse those sites’ activities. Review their privacy notices before sharing personal information, and contact those operators directly with questions about their policies.

Changes to this policy

By using this website, you confirm that you have read and agree to this policy. If you do not agree, do not use the site. Garo Lead may change this policy by posting an updated version here. You will be bound by those changes if you visit after they are posted. If we make material changes to how we treat personal information, we will post a notice on the homepage. The date this policy was last changed appears at the top of this page. Please review it from time to time.

Contact

Questions or comments about this policy or our privacy practices can be sent to partnership@garolead.com.